Function is Not a Luxury: Insurance Should Cover Maintenance Therapy By:Jason Hahr
What comes to mind when you hear the words “physical or occupational therapy”? Most of you who will read this are probably only familiar with the words in the context of rehab. By that, I mean most readers of this post will associate physical and occupational therapy only with injuries or accidents. In my opinion, this is because these services are believed to “fix” a problem. If one hurts their meniscus or knee, as my now wife, Samantha, or as I like to call her “love bug,” did several months ago, for example, you would go to physical therapy with the goal of gaining function back in your knee. Once you get to what is known as your baseline level of functioning, or you stop making progress towards a goal, your therapy comes to an end. In theory, that would make sense except for the fact that most people with disabilities need therapy to maintain a basic level of functionality and are not receiving therapy as a result of an injury that will “get better” over time. The problem co...